Recent Articles
Housing Market Confusing? Here’s Why You’re Hearing Mixed Messages
Confused by the housing market? You're not alone. Here's why the market feels hot and cold at the same time—and what it means for you as a homebuyer.
Published on 07/30/2025
Could Removing Capital Gains Taxes on Home Sales Revive the Housing Market?
A new proposal suggests removing capital gains taxes on primary home sales to boost the housing market. Here’s what it could mean for homeowners and buyers.
Published on 07/23/2025
Game-Changer: Credit Scores Just Got Rewritten
A new credit scoring update could impact who qualifies for a mortgage and at what rate. Learn what this means for first-time buyers and why now is the time to speak with your loan officer.
Published on 07/16/2025
Should You Buy a Home Before Your Divorce is Final? Here’s What to Know
Buying a house before your divorce is finalized? Here’s why it could create legal and financial complications—and how to plan smart.
Published on 07/08/2025
Empowered Down Payment Assistance Programs: Unlock 0% Down Home Loans for Everyday Heroes
Looking for a 0% down payment loan? The Empowered Down Payment Assistance Programs help military personnel, first responders, teachers, healthcare workers, civil servants, and nonprofit staff achieve homeownership with little to no money down.
Published on 06/26/2025
VA Renovation Loan: Buy & Fix Your Home with Zero Down for Veterans
The VA Renovation Loan helps veterans buy or refinance a home and include up to $100K in repairs or upgrades—all with zero down. Perfect for fixing roofs, kitchens, HVAC, or making homes safer and more modern. Learn how this powerful VA loan works, who qualifies, and what you can fix with it.
Published on 06/26/2025
🏢 What Is a Non-Warrantable Condo? | Fannie Mae vs. Freddie Mac Condo Guidelines Explained
Buying a condo? Learn what a non-warrantable condo is, why some condos are ineligible for conventional financing, and how Fannie Mae and Freddie Mac condo guidelines differ. Discover how to navigate HOA issues, investor ratios, and litigation concerns that impact condo loan approvals—and how Mojave River Mortgage can help you secure the right financing, even for non-conforming or portfolio-only condos.
Published on 06/26/2025
Why Homeownership Is Still Worth It—Even Beyond the Finances
From mental health benefits to stronger communities, homeownership offers more than just a return on investment—it offers a better quality of life.
Published on 06/25/2025
Mortgage Rates Aren’t Just About the Fed — Here’s What You Really Need to Know
Mortgage rates held steady this week—but not for the reasons you think. Here’s why working with a loan officer beats doing your own research when timing the market.
Published on 06/20/2025