Recent Articles
VA Renovation Loan: Buy & Fix Your Home with Zero Down for Veterans
The VA Renovation Loan helps veterans buy or refinance a home and include up to $100K in repairs or upgrades—all with zero down. Perfect for fixing roofs, kitchens, HVAC, or making homes safer and more modern. Learn how this powerful VA loan works, who qualifies, and what you can fix with it.
Published on 06/26/2025
🏢 What Is a Non-Warrantable Condo? | Fannie Mae vs. Freddie Mac Condo Guidelines Explained
Buying a condo? Learn what a non-warrantable condo is, why some condos are ineligible for conventional financing, and how Fannie Mae and Freddie Mac condo guidelines differ. Discover how to navigate HOA issues, investor ratios, and litigation concerns that impact condo loan approvals—and how Mojave River Mortgage can help you secure the right financing, even for non-conforming or portfolio-only condos.
Published on 06/26/2025
Why Homeownership Is Still Worth It—Even Beyond the Finances
From mental health benefits to stronger communities, homeownership offers more than just a return on investment—it offers a better quality of life.
Published on 06/25/2025
Mortgage Rates Aren’t Just About the Fed — Here’s What You Really Need to Know
Mortgage rates held steady this week—but not for the reasons you think. Here’s why working with a loan officer beats doing your own research when timing the market.
Published on 06/20/2025
The Real Estate Rule That Just Got Repealed—And Why It’s a Big Win for Buyers
The National Association of Realtors repealed a rule that kept some listings hidden—thanks in part to pressure from homebuyers, tech platforms, and even the DOJ. Learn how this boosts your home search.
Published on 06/13/2025
Rent vs. Buy in 2025: Is Now the Right Time to Purchase a Home in California?
Is it smarter to rent or buy in 2025? With rising home prices and interest rates hovering around 6.75%, many California buyers are unsure. This guide from Mojave River Mortgage breaks down the real numbers for first-time buyers, move-up homeowners, and real estate investors—showing how homeownership can build equity, reduce taxes, and set you up for long-term wealth, even in today’s market.
Published on 06/10/2025
Asset-Based Home Loans with No Income Documentation | Mojave River Mortgage
Looking for a mortgage without traditional income proof? Our asset-based loan program lets high-net-worth borrowers qualify using liquid assets—no job or income documentation required. With loan amounts up to $4 million, flexible LTVs, and fast closings, Mojave River Mortgage helps you leverage your wealth without selling investments.
Published on 06/10/2025
Delayed Financing in California: Refinance Immediately After Paying Cash for a Home
Bought a home with cash? Refinance right away with Mojave River Mortgage’s Delayed Financing loan—no 6-month wait required. Get liquidity fast.
Published on 06/04/2025
Why Now Might Be the Best Time in Years to Buy a Home (Seriously)
The housing market is shifting—and it's shifting in your favor. Learn why rising inventory, slower sales, and increased negotiating power mean buyers have the upper hand. Don’t miss your window.
Published on 06/04/2025