Recent Articles
How Are Property Taxes Calculated? Here’s What Homebuyers Should Know
Learn how property taxes are calculated, what factors impact them (like land value and zoning potential), and how to budget smart as a homebuyer in 2025.
Published on 04/16/2025
Down Payment Assistance
Mojave River Mortgage's Empowered Down Payment Assistance (DPA) Program helps homebuyers by offering a forgivable grant of 2% or 3.5% of the home’s purchase price for use toward the down payment. Eligible borrowers include first-time buyers, professionals, and those in underserved areas or within income limits. The program supports various property types and requires a minimum credit score of 580, a DTI ratio under 50%, and completion of homebuyer education. Seller concessions up to 6% are allowed. Available in California, it applies only to 30-year fixed FHA loans. It’s a great option to make homeownership more accessible.
Published on 04/10/2025
Southern Housing Markets Offer New Opportunities for Homebuyers
Explore how southern U.S. cities like Miami and Memphis are becoming more accessible to homebuyers due to increased inventories and price reductions.?
Published on 04/09/2025
Townhomes: A Smart Solution for Today's First-Time Homebuyers
Discover why townhomes are becoming a popular choice for first-time homebuyers, offering affordability, low maintenance, and community amenities in today's housing market.
Published on 04/02/2025
Why Waiting to Buy a Home Could Cost You
Waiting to buy a home in today’s market could cost you more in the long run. Learn why acting now—despite mortgage rates—might be the smartest move for future homeowners.
Published on 03/26/2025
Falling Mortgage Rates Could Revitalize the Housing Market – What It Means for Buyers & Sellers
Mortgage rates have dropped to their lowest levels since December, making homeownership more affordable. Learn what this means for buyers and sellers in today’s market.
Published on 03/19/2025
California Housing Market Forecast for 2025
The California Association of Realtors (C.A.R.) projects that existing single-family home sales will reach 304,400 units in 2025, marking a 10.5% increase from 2024's anticipated 275,400 units. This uptick suggests a revitalized market with more transactions occurring statewide. In terms of pricing, the median home price in California is forecasted to rise by 4.6% to $909,400 in 2025, following a projected 6.8% increase to $869,500 in 2024. This steady appreciation reflects sustained demand and limited housing supply.
Published on 03/14/2025
Smart Homebuyer’s Advantage: Working with a Wholesale Mortgage Broker
Navigating the mortgage process can feel overwhelming, especially when every lender claims to offer the best deal. But what if you had someone who could compare dozens of loan options for you and find the perfect fit—all while saving you time and money? That’s exactly what a wholesale mortgage broker does.
Published on 03/14/2025
Selling Your Home? What You Need to Know About Capital Gains Taxes
Learn how capital gains taxes work when selling your home and how to reduce what you owe. Consult a tax professional for personalized advice.
Published on 03/12/2025