Recent Articles
Home Loans for Heroes: Special Mortgage Programs & Savings for Community Heroes
Mojave River Mortgage proudly supports community heroes with special home loan options, including HUD’s Good Neighbor Next Door program and up to $1,000 in potential savings through free credit reports and reimbursed appraisals for eligible heroes.
Published on 12/18/2025
Préstamos Hipotecarios con ITIN en California: Cómo Mojave River Mortgage Ayuda a Comprar Casa Sin Número de Seguro Social
Mojave River Mortgage ofrece préstamos hipotecarios con ITIN para compradores de vivienda que no tienen número de Seguro Social. Descubra cómo funcionan, quién califica y quién se beneficia en California.
Published on 12/18/2025
ITIN Home Loans in California: How Mojave River Mortgage Helps Non-Traditional Borrowers Buy Homes
Mojave River Mortgage offers ITIN home loans for qualified borrowers who do not have a Social Security number. Learn how ITIN mortgages work, who qualifies, and who benefits most from this flexible home-financing option in California.
Published on 12/18/2025
80-10-10 Mortgages vs. Low-Down-Payment Loans: Which Home Loan Is Right for You?
Looking to minimize mortgage insurance or buy with low money down? Mojave River Mortgage offers 80-10-10 piggyback loans, 97% conventional loans, and FHA financing. Compare options and find the right strategy for your home purchase or investment.
Published on 12/18/2025
Inflation Cools in November — What It Means for Mortgage Rates
Inflation slowed in November after peaking earlier this fall. Here’s what that means for mortgage rates and what homebuyers should watch next.
Published on 12/18/2025
Fed Rate Cut (Dec 2025): What It Means for Mortgage Rates & Homebuyers
With the Federal Reserve’s latest rate cut at the December 2025 FOMC meeting, interest rates today have shifted — making refinancing or homebuying more attractive. Here’s what buyers and homeowners should know about the potential impact on mortgage rates and how to take advantage.
Published on 12/10/2025
Current Mortgage Rates: What Homebuyers Should Know in Today’s Market
Mortgage rates continue to shift with economic trends, inflation, and Federal Reserve policy. This guide explains today’s current mortgage rate environment, what affects pricing, and how borrowers can position themselves for better terms when financing a home.
Published on 12/10/2025
The Complete Guide to the 80/10/10 Mortgage (Piggyback Loan)
The 80/10/10 mortgage is a powerful financing strategy that helps buyers avoid PMI, reduce down payment requirements, and increase affordability. Here’s how the piggyback loan works and when it makes the most financial sense.
Published on 12/10/2025
Fed Cuts Again, But Dot Plot Steers Mortgage Rate Outlook
The Fed cut rates by 0.25% and ended quantitative tightening, but the real story for the average 30-year fixed is in the dot plot and Powell’s comments. Here’s what that means for mortgage rates and homebuyers.
Published on 12/10/2025