๐Ÿงฎ Free Mortgage, Down Payment & Affordability Calculator โ€“ Instantly Know What You Can Afford!

Easily calculate your home affordability, monthly mortgage payments, and down payment needs with our free interactive Mortgage Calculator from Mojave River Mortgage. This real-time tool helps buyers and investors estimate their buying power and compare loan options to make smarter financial decisions.


Take Control of Your Home Buying Journey

Whether you're buying your first home, moving up, or investing in real estate, knowing exactly how much home you can afford is crucial. Thatโ€™s why Mojave River Mortgage is proud to offer a FREE, easy-to-use Mortgage, Down Payment, and Affordability Calculatorโ€”powered by Google Sheets and designed with real buyers in mind.

This powerful calculator helps you:

  • ๐Ÿ’ฐ Estimate your monthly mortgage payments

  • ๐Ÿ“‰ Determine how much down payment youโ€™ll need

  • ๐Ÿก Understand your affordability based on your income and debt

  • ๐Ÿ“Š Compare different loan amounts and interest rates


๐Ÿ” Try the Calculator Now

Use the interactive spreadsheet below to input your own numbers. Adjust purchase price, down payment, loan term, interest rate, and more to instantly see how your budget shapes up.





๐Ÿ’ก Why Use This Mortgage Calculator?

Unlike most online tools that hide key numbers or try to sell your data, our calculator is:

  • โœ… 100% Free to Use

  • โœ… Editable in real time

  • โœ… Transparent and accurate

  • โœ… Designed by real mortgage professionals

Itโ€™s a smart first step toward pre-approval and responsible homeownership.


๐Ÿง  Need Help Analyzing the Numbers?

We're here to help! At Mojave River Mortgage, we specialize in:

  • Wholesale mortgage options with lower rates

  • Custom loan solutions for first-time buyers, investors, and everything in between

  • Down payment assistance programs

  • Fast, transparent pre-approvals

๐Ÿ“ฒ Contact Martin Goulet (NMLS #1884727) for a personalized review of your affordability scenario.


๐Ÿ“ž Letโ€™s Talk

Have questions? Want to start the pre-approval process?
Reach out now:

Phone: (760) 713-6137
Email: Bo@MojaveRiverMortgage.com
Website: MojaveRiverMortgage.com
Instagram: @BoGouletBroker


Disclosures:
Goulet Martin B dba Mojave River Mortgage has the following licenses:
California Department of Real Estate, DRE License #01854568, NMLS#1884727
Martin Goulet, Licensed by the California Department of Real Estate, NMLS#1495717


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* Specific loan program availability and requirements may vary. Please get in touch with your mortgage advisor for more information.