1% Mortgage Rate Buydown – Limited-Time Homebuyer Incentive from Mojave River Mortgage

Buying a home is a major step — and at Mojave River Mortgage, we want to help make that step a little easier with a special financing option that can reduce your interest rate by 1% for the first year of your mortgage.*

This limited-time offer is called the 1% Mortgage Markdown — but it’s not automatic.
📣 You must ask for it at the time of application to receive this benefit.

What Is the 1% Mortgage Markdown?

The 1% Mortgage Markdown is a temporary buydown program that gives you a reduced interest rate — 1% lower than your locked-in rate — for the first 12 months of your loan. It’s designed to ease your transition into homeownership with lower monthly payments during year one.

Why It Feels Like a Housewarming Gift

We know that the first year in a new home comes with lots of costs — moving, upgrades, furnishings. That’s why our 1% Mortgage Markdown gives you a financial break up front, helping you stay in control of your budget from day one.

Key Benefits:

• ✅ Immediate Savings — your first 12 payments are reduced

• ✅ No Repayment — you’re not responsible for paying back the reduced portion

• ✅ Extra Flexibility — start strong while settling into your new home

Who Qualifies?

The 1% Mortgage Markdown is available for a limited time on primary residence purchases. It’s not available on refinances, jumbo loans, or income properties, and standard underwriting and credit requirements apply.

⚠️ Important: This program is not automatic. You must request the 1% Mortgage Markdown at the time of application to be considered for eligibility.

How It Works

A portion of the interest is covered through a buydown escrow account, funded either partially by the borrower or lender (or fully by the lender in VA loans). The account pays the difference in interest between the reduced and full rate during the first year.

Terms & Conditions

This offer is subject to change or cancellation at any time. It is not a commitment to lend. Loans are subject to property and credit approval. The offer cannot be combined with other promotions, is non-transferable, and cannot be redeemed for cash. Additional restrictions may apply. Contact Mojave River Mortgage for full program details.

Want to See if You Qualify?

If you're planning to buy a home soon, ask us about the 1% Mortgage Markdown — this offer could help you save thousands in your first year.

📞 Call (760) 713-6137 or visit www.MojaveRiverMortgage.com to speak with a local expert and learn how to request this savings opportunity today.